superhostblueprint.com

STR Calculator

Annual Cash Flow
$0
Annual Appreciation
$0
Total Annual Return
$0
Cash-on-Cash
0.0%
Total Return ROI
0.0%
DSCR
0.00
Deal Scorecard
Cash-on-Cash Return
ROI %
DSCR
Annual Cash Flow
Annual Appreciation
Total Return (CF + Appreciation)
🏠
A — Property Acquisition
Purchase price, down payment, closing costs
$
Typical STR: 20–25%
%
Budget 3–10% of purchase price
$
Down Payment ($)$0
Loan Amount$0
Closing Costs (4%)$0
★ Total Cash Required$0
🏦
B — Mortgage & Financing
Interest rate, term, monthly payment
Enter current market rate
%
$
STR/landlord policy required
$
Monthly P&I Payment$0
★ Total PITI (Monthly)$0
Annual Debt Service$0
💵
C — STR Revenue
Nightly rate, occupancy, gross revenue
Research comps on AirDNA or Rabbu
$
Target 65–75% for strong markets
%
Drives cleanings/month → 1 cleaning per booking
Avg 3–5% historically — enter your market estimate
%
Booked Nights / Month0
Bookings / Month (= Cleanings)0
Gross Monthly Revenue$0
★ Gross Annual Revenue$0
Annual Appreciation ($)$0
Projected Value (Year 1)$0
Projected Value (Year 5)$0
Projected Value (Year 10)$0
📉
D — Monthly Expenses
Platform fees, cleaning, utilities, maintenance
0% if self-managed
%
Typically 3%
%
Avg $75–120 per turnover
$
$
$
$
Budget 1–2% of purchase price/yr ÷ 12
$
$
Total Monthly Op. Expenses$0
★ Monthly NOI$0
★ Monthly Cash Flow$0
★ Annual Cash Flow$0
★ Annual Appreciation$0
★ Total Annual Return (CF + Appreciation)$0
Total Return ROI %0.0%
Monthly Profit
$0
Annual Profit
$0
Gross Revenue / Mo
$0
Cash-on-Cash
0.0%
🏠
Property Fixed Costs
Monthly fixed overhead
$
$
$
$
One-time, used for CoC calculation
$
📅
Airbnb Settings & Rates
Revenue inputs for profitability model
$
Target 65–75%
%
%
$
0% if self-managed
%
Booked Nights / Month0
Bookings / Month0
Gross Monthly Revenue$0
Airbnb Fees$0
Cleaning Costs$0
Mgmt Fees$0
Fixed Monthly Costs$0
Total Monthly Expenses$0
★ Monthly Profit$0
★ Annual Profit$0
★ Cash-on-Cash Return0.0%
Profit at Different Occupancy Rates

Uses your Revenue tab inputs. Update the Revenue tab to see how different occupancy rates affect your profit.

📈
Profit at Different Occupancy Rates
Color coded: red = below break-even · gold = marginal · green = profitable
Occupancy Booked Nights Gross Rev Net Profit / Mo Annual
Enter inputs in the Revenue tab first
⚡ Key Thresholds
Break-Even Occupancy
Break-Even Nightly Rate
Fixed Monthly Costs
Benchmarks, Rules & How to Use
🎯
STR Benchmark Targets
MetricGoodGreatElite
Cash-on-Cash6–8%8–12%>12%
ROI %8–12%12–18%>18%
DSCR1.25–1.51.5–2.0>2.0
Annual CF$5k+$10k+$20k+
Occupancy55–65%65–75%>75%
Appreciation3%4%5%+
📜
Investor Decision Rules
  • 🏠
    70% Rule
    Max Offer = (ARV × 70%) − Renovation Cost. Protects equity on purchase.
  • 💰
    Cash Flow Rule
    Monthly Cash Flow > $200 minimum. $500+ is target. Negative = bad deal.
  • 📊
    DSCR Rule
    DSCR ≥ 1.25 (most lenders require). 1.5+ preferred for STR deals.
  • 1% Rule (Quick Screen)
    Monthly revenue ≥ 1% of purchase price. $200K home → $2,000/mo revenue.
  • 🔄
    3 Criteria (STR)
    Value Add (25%+ equity) · High equity position · Market that doubles in 10 years. All 3 required for a strong deal.
⚡ Tab-by-Tab Guide
🏠
Investment Tab — Full Deal Analysis

Use this tab when you own or are buying a property. Fill in all sections A–D. The Scorecard at the top updates live and grades your deal against investor benchmarks with ✅ / ⚠️ / ❌ signals.

Section A — Enter purchase price, down payment %, and estimated repair/furnishing cost. Closing costs (4%) are estimated automatically.

Section B — Enter your interest rate, loan term, and monthly tax/insurance estimates. The P&I payment is calculated using the PMT formula.

Section C — Enter your nightly rate, occupancy %, and available nights. Gross revenue calculates automatically.

Section D — Enter all operating expenses. Annual cash flow, Cash-on-Cash, ROI, and DSCR appear at the top.

📅
Revenue Tab — STR Profitability Model

Use this tab to model STR revenue independently — great for rental arbitrage (subleasing) where you don't own the property. Enter your fixed monthly costs, Airbnb settings, and fees.

Results show monthly profit after all costs, annual profit, and cash-on-cash return based on your setup cost.

📊
Scenarios Tab — Risk Planning

Uses your Revenue tab inputs to show profit at 8 different occupancy levels (50%–85%). Color coded red/gold/green to instantly show your downside, break-even, and upside.

Also shows your break-even occupancy rate — the minimum occupancy needed to cover all costs.

⚠️ For educational use only — not financial advice. Always consult a licensed financial advisor before making investment decisions. superhostblueprint.com